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IIC C11 Exam Syllabus Topics:

Section	Weight	Objectives
Introduction to Insurance	10–15%	- Basic concepts: risk, peril, hazard - Purpose and function of insurance - Role of insurance in economy and society
Risk Management and Application	15–20%	- Ethics and professional conduct - Application of principles to personal and commercial contexts - Risk identification, assessment, treatment
Insurance Policy Structure and Provisions	20–25%	- Interpretation of policy wording - Endorsements and modifications - Policy components: declarations, insuring agreement, exclusions, conditions
Insurance Industry Structure and Stakeholders	15–20%	- Insurers, intermediaries, regulators - Roles: underwriting, claims, reinsurance - Legislation and regulation in Canada
Legal Principles of Insurance	20–25%	- Subrogation and contribution - Principle of indemnity - Contract law fundamentals - Insurable interest, utmost good faith