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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Title insurance NOT covering the insured for unpaid property taxes, which are NOT known at the time of closing, would be considered a

A) covenant.
B) judgment.
C) federal lien.
D) standard exception.

2. The effective date on a title commitment is the date

A) the commitment is issued.
B) of the last recording on record.
C) the public records were verified to.
D) the order was completed.

3. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A) a prepayment clause.
B) an assumption clause.
C) a subordination clause.
D) a due-on-sale clause.

4. An insurance licensee must do all of the following in order to renew an insurance license EXCEPT

A) submit to the department a completed renewal form.
B) pay the required renewal fee.
C) complete the continuing education requirements, if applicable.
D) hold active insurer appointment(s).

5. To satisfy a mortgage of record, which of the following must be filed?

A) a certified copy of original mortgage
B) a mortgage satisfaction
C) an original note
D) a payoff statement

Solutions: